INDIVIDUAL & FAMILY PLANS
INDIVIDUAL & FAMILY PLANS
INDIVIDUAL & FAMILY PLANS
The Affordable Care Act (Obama Care) has now made health insurance more accessible and less expensive. Coverage is now available without pre-existing conditional limits and cost containment to reduce your out-of-pocket expenditures. Health insurance is better and easier to use.
Medicare Advantage
INDIVIDUAL & FAMILY PLANS
INDIVIDUAL & FAMILY PLANS
Let us help you navigate your options available within your area. And make the process seamless. Medicare Advantage plans are a combination of hospital, doctor, and prescription drug coverage. These comprehensive plans may also include other benefits not offered through original Medicare.
Medicare Supplements
INDIVIDUAL & FAMILY PLANS
Prescription Drug Plans Basic
In need or searching for a which will provide you with exact or more or less your out-of-pocket costs? We can assist and help you enroll in a Medicare supplement plan that can help fill the gaps in your Medicare Part A and B coverage, so there are fewer surprise expenses.
Prescription Drug Plans Basic
Prescription Drug Plans Basic
Prescription Drug Plans Basic
These plans can help you better manage your prescription expenses with a Medicare Part D prescription drug plan. During our conversation, we will breakdown the coverage and eligibility requirements.
LIFE INSURANCE
Prescription Drug Plans Basic
LIFE INSURANCE
Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Universal Life Insurance, RETIREMENT INCOME, Now Income Later LONG-TERM CARE, Traditional Solutions, Combination Solutions INVESTMENTS, Annuities Mutual Funds 403(b).
Advisors
Prescription Drug Plans Basic
LIFE INSURANCE
Charger Financial Advisors are licensed, certified and trained on all products. In order to deliver the best and highest quality experience when seeking the appropriate plan for you and your loved ones.
How We Can Help
Our Vision and Goals
Annuities, Insurance Reviews, Tax Planning, Income Strategies,
Our Vision and Goals
We are here to serve individuals, Families, Seniors and couples in all aspects of retirement planning. We provide personalized financial strategies/planning to help you achieve long-term goals and enjoy a more secure retirement. A reliable strategy can help keep your family’s future secure and protected.
Retirement assets can be exposed to
We are here to serve individuals, Families, Seniors and couples in all aspects of retirement planning. We provide personalized financial strategies/planning to help you achieve long-term goals and enjoy a more secure retirement. A reliable strategy can help keep your family’s future secure and protected.
Retirement assets can be exposed to four major financial risks:
- Market Risk
- Withdrawal Rate Risk
- Longevity Risk
- Medical Expenses/ Long-Term Care Expenses
Retirement Planning
Annuities, Insurance Reviews, Tax Planning, Income Strategies,
Our Vision and Goals
No matter where you are in life, we can provide you the guidance, tools, and services to help prepare for retirement on your terms.
1. Where will your retirement money come from?
2. Retirement Planning is financial planning for the spending years versus the accumulation years.
3. We can help guide you along the path to—and through—retirement.
Annuities, Insurance Reviews, Tax Planning, Income Strategies,
Annuities, Insurance Reviews, Tax Planning, Income Strategies,
Annuities, Insurance Reviews, Tax Planning, Income Strategies,
1) Annuities:
A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. Certified to help and assist: Teachers, Firefighters, Police Officers, etc.
-403B
- 457
- Roth IRAs
2) Insurance Reviews:
Insurance reviews are an opportunity to measure your progres
1) Annuities:
A Fixed Index Annuity (FIA) is an insurance contract between you and a life insurance company designed to help you accumulate assets for retirement. Certified to help and assist: Teachers, Firefighters, Police Officers, etc.
-403B
- 457
- Roth IRAs
2) Insurance Reviews:
Insurance reviews are an opportunity to measure your progress for your future goals.
3) Tax Planning:
Understanding tax strategies and managing your tax bill should be part of any reliable financial approach.
4) Income Strategies:
You can now look forward to a retirement that could last 30 years or more.
5) Employee Benefit:
Employee benefits are among the primary tools used to attract and retain a top-notch staff for any organization.
6) Investment Strategies:
In theory, investing should be easy—just buy low and sell high—but most of us have trouble following that simple advice.
7) Estate Planning:
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.
8) Social Security Optimization:
Your Social Security retirement benefit represents a lifetime’s worth of savings, time and work.
9) Long-Term Care:
When you live a long life, the likelihood you’ll need long-term health care is greatly increased.